|1. What is your age group?|
|A) Below 20 Year||100|
|B) 20 to 30 Year||70|
|C) 30 to 65 Year||50|
|D) Above 65 Year||20|
|2. What is your occupation?|
|A) Business man who have more than a business||100|
|B) Self employed or officer line||70|
|D) Student or senior citizen||30|
|3. Your involvement on trading|
|A) You are a full time trader||100|
|B) You are a part time trader
|C) Traded sometimes||50|
|D) Rarely traded||20|
|4. You spend time (Experience) in market|
|A) More than 5 year||100|
|B) 2 to 5 year||70|
|C) 1 to 2 year||50|
|D) Less than 1 year||30|
|5. Chose your desired time period for investment|
|B) 2 to 5 days||70|
|C) 5 to 15 days||50|
|D) 15 to 30 days||20|
|6. Purpose of your investment, in terms of earning profit|
|A) More than 40 % Monthly return on investment||100|
|B) 30 to 40 % Monthly return on investment||70|
|C) 20 to 30 % Monthly return on investment||50|
|D) 10 to 20 % Monthly return on investment||20|
|7. Your yearly income by all sources|
|A) More than 10 lakh||100|
|B) 5 to 10 lakh||70|
|C) 3 to 5 lakh||50|
|D) Below 3 lakh||20|
|8. Your existing investment / assets|
|A) More than 10 lakh||100|
|B) 5 to 10 lakh||70|
|C) 2 to 5 lakh||50|
|D) Below 2 lakh||20|
|9. Your risk tolerance capacity, in terms of loss in your investment amount which You can bear|
|A) More than 40 % on your investment amount||100|
|B) 30 to 40 % on your investment amount||70|
|C) 20 to 30 % on your investment amount||50|
|D) less than 20 % on your investment amount||20|
|10. The % of borrowing fund on your total investment amount|
|A) Less than 20 % on your investment amount||100|
|B) 20 to 30 % on your investment amount||70|
|C) 30 to 40 % on your investment amount||50|
|D) More than 40 % on your investment amount||20|
|11. What is the size of your emergency fund|
|A) more than 6 month income||100|
|B) 3-6 month income||70|
|C) 1-3 month income||50|
|D) less than 1 month||20|
The maximum total is 1100
|Client Scores||Service Given|
|A) Below 310 (Low Risk)|
|B) Between 310 – 500 (Medium Risk)||Equity Cash & Equity Positional Services|
|C) More than 500 ( High Risk Client)||All Services|
Total score is 510 which will describe me as a HIGH Risk Profile Client.
I have read and understood, and accept the same.
I declare that the information provided in the questionnaire is true and accurate to the best of my knowledge. I undertake to inform the investment advisor in writing as soon as possible of any changes to this information. I acknowledge that the investment advisor takes no responsibility or liability for any acts or omissions resulting from the provision of incomplete or inaccurate information.
I Chandrakesh Dwivedi Son/Wife/Daughter of Kripashankar Dwivedi R/o Address_Prayagraj , Uttarpradesh Pan Card No AGGPD6449L Aadhar No ___________ want to register myself as your client. I am aware that Research Guru provides intraday and positional (Delivery based) trading tips / investment advices in (Equity / Commodity) and their derivatives. I hereby declare that my Risk Profiling is completed. I understand and agree to the opted services and fully understood the risk involved in it. Your investment advice to me is suitable to my investment needs in (Equity / Commodity) and their derivatives.
Never share your trading id and password with any one, if you do so it will be at your own risk. We are not responsible for any Losses or Profit.
We never sell any profit sharing services nor we handle D-Mate Account of our clients, If anyone ask you for this kindly inform us and never provide details of your account to anyone.
Never Share your bank details and OTP with anyone. No one will ask you to disclose the OTP, and If anyone does so, kindly inform us.
ALWAYS DO TRADE ON THE CALLS YOU GET THROUGH SMS ONLY AND WITH PROPER STOP LOSS (SL) AND TARGET. PLEASE AVOID ANY OTHER SOURCE OF GETTING CALLS.
Trading in stock and commodity market is subject to market risk.
If you initiate any trade without proper SL and Target, it will be at your own discretion and at your own risk.
Client Mob (Service Activation)……70811………….
If this mobile number is not registered on KRA, then I will get it update on KRA.
Client Email id (registered)………..firstname.lastname@example.org
if this email is not registered on KRA, then i will get it updated the same on KRA.
The objective of this report is to inform you regarding your investment suitability, Here we have assess and summarized your risk profile and our recommendations, Risk exists in a number of different situations, but your main concern is with financial risk, which is the volatility associated with the prices on returns from investments.
It is important to remember that investment returns may fluctuate and are not guaranteed, and you might not get back the original value of your investment. So it is our responsibility to inform and explain each and everything which is involved in Investment process.
This Report does not provide any new investment advice and recommendations. Our model of advisory is fee based which does not include any commission or remuneration, referral fee and any other payment from any third party or person. The main purpose of preparing this report is to meet your Investment objective. The suitability of an investment for a particular person is at very heart of the investment process. This is a fundamental concept both from legal perspective and in terms of putting investor’s money to work sensibly and prudently.
As per Securities Exchange Board of India (SEBI), Investment Advisor Regulations 2013, Regulation 17 gives details about the point which are mentioned in the suitability report and in regulation 19(c) the suitability assessment of advice being provided to the client.
|NAME OF CLIENT||Manoj Bala|
|DATE OF BIRTH||08/10/1970|
|RISK PROFILE||High Risk Bearing Capacity|
|SERVICE||Premium Stock Option|
|RISK NATURE||High Risk|
Services Which We Can Deliver To You
As per your risk profile score, it is more than 510, In this case we can deliver you the services which are mentioned below.
|Stock Cash||Premium Stock Cash||Equity Premium||Bullion MCX||Bullion Premium|
|Stock Future||Premium Stock Future||BTST / STBT||Energy MCX||Energy Premium|
|Stock Options||Premium Stock Option||Nifty Futures||Base Metal MCX||Base Metal Premium|
We will deliver you this service.
|NAME OF SERVICE||Premium Stock Option|
|SUBJECT MATTER||The advice and recommendation are based on technical analysis.|
|FREQUENCY OF SERVICE||In this service, We provide Intraday Recommendations.|
|RISK NATURE||High Risk|
Past performance is not an evidence for future success, but in every field bench mark is important for comparison. Past performance indicates that how the service is profitable for the client and prepares the benchmark for calculating the profitability and accuracy. We have attached our track sheet record of the services which indicates the success ratio of the Service.
The risk profile of Manoj Bala indicates that he is High Risk bearer client, in his investment and the services we recommended for him matches his Risk profile.
|Manoj Bala is ready to bear all types of Risk.|
|Manoj Bala is satisfied with the Risk Profile.|
|Manoj Bala is aware about the risk factor involved in market and service.|
|Manoj Bala is agreed for all the Disclosures, Terms and conditions, and disclaimer which are mentioned in the website.|
Research Guru ( Investment Advisor )
We are glad to have you as a client getting associated with us.
We, as an IA, are a SEBI registered company and our focus is client satisfaction, up to the core of our ethics, wherein our commitment and priority is towards client satisfaction. We understand that you are aware that market movements are unpredictable & we have multiple clients to prove our reliability with our association. As we all are aware about the fluctuating tendency of this market, and that no one can make any predictions here, the only beneficial aspect here is that, you pay for getting expert advice and we have experienced researchers here, which certainly reduces the risk factor.
KYC (Know your Client)-
Know your Client (KYC) process is followed with our entire clientele as it is a mandate document with perspective regarding identity of client and regulation to be followed under SEBI.
Risk Profiling is a set of certain questions that helps ascertain the risk of client. The complete form is attached with this welcome mail for your perusal. The classification of risk is also mentioned in the form, based on the information obtained from you, this risk is decided. In case you do not agree with attached risk profiling kindly inform us in writing within 72 hours of receiving this mail.
Prevention of Money Laundering Act 2002
PMLA 2002 came into force w.e.f 01st July 2005 with the attempt to catch hold of Illegal or Black Money being shown deriving from legal source.
Following transactions are required to be reported under PMLA:
All cash transactions of the value of more than rupees ten lakhs or its equivalent in foreign currency; All series of cash transactions integrally connected to each other which have been valued below rupees ten lakhs or its equivalent in foreign currency where such series of transactions have taken place within a month; All cash transactions, where forged or counterfeit currency notes or bank notes have been used as genuine or any forgery of a valuable security or a document has taken place facilitating the transactions; All suspicious transactions whether or not made in cash; All cross border wire transfers of the value exceeding Rs.5 lakh or its equivalent in foreign currency where either the origin or destination of fund is in India; All purchase and sale of immovable property valued at Rs.50 lakh or more that is registered by the reporting entity.
Thank you for giving us this opportunity
Suitability Assessment: –
As per the SEBI Investment Advisor Regulation 2013, the IA shall have a reasonable basis for believing that a recommendation or transaction entered into:
(i) Meets the client’s investment objectives
(ii) Is such that the client is able to bear any related investment risks consistent with its investment objectives and risk tolerance
(iii) Is such that the client has the necessary experience and knowledge to understand the risks involved in the transaction.
After analyzing your risk profile, the services that are offered to you meets up all the above mentioned criteria and concludes the following: e You understand the risk involved in Stock market trading e The service/services offered to you is/are only after scrutinizing the risk profile and observing all the requirements which you have while making investment in stock market e You have willingly made the payment for the service/services keeping in check your financial standing and assessing the capacity to absorb losses, whenever incurred.
We request you to kindly comprehend the above mentioned suitability assessment and provide us your answer in affirmation or disagreement, as the case may be.
Refund Policy:- All sales are final. Research Guru Investment Advisor offers a free trial evaluation, to ensure our products and services shall meet the client requirements without any paid subscription, thus we offer NO REFUNDS and CANCELLATIONS. Before deciding to subscribe to our services, please make sure to take our free trial, the evaluation version that we provide. If the client decides to opt for the services without free trial, it will be up to their own discretion. We do not offer refunds on subscriptions that have already been taken. Also no Partial Refund or Cancellation is allowed on any subscription (Monthly/Quarterly/Half Yearly or Yearly). Due to any technical reason, if payment is received twice for a single transaction, the one transaction amount will be refunded via same source within 07 to 10 working days.
Use and refund policy of personal information:
Read all information about our products, services and support given to our clients. For this reason, we strongly recommend that before payment, our visitors:
Evaluate the quality of our services by opting for our free trial.
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Do not allow children or other unauthorized family members or friends to access your credit cards or your account at the payment site to ensure that no one pays for a Membership without your permission. By making a payment for Membership on our site, you acknowledge that you have read and agreed to the above No Refund and No Cancellation Policy.
Disclosures to clients:-
Research Guru Investment Advisor disclose all material information about itself including our business, disciplinary history, the terms and conditions on which we offer advisory services, affiliations with other intermediaries and such other information as is necessary to take an informed decision on whether or not to avail our services.
Research Guru Investment Advisor disclose to all its client, any consideration by way of remuneration or compensation or in any other form whatsoever, received or receivable for any services in respect of the products or securities for which the investment advice is provided to the client.
Research Guru Investment Advisor does not recommend the services of a stock broker or other intermediary to a client, disclose any consideration by way of remuneration or compensation or in any other form whatsoever.
Research Guru Investment Advisor, while making an investment advice makes adequate disclosure to the client of all material facts relating to the key features of the products or securities, particularly, performance track record.
Research Guru Investment Advisor draws the client’s attention to the warnings, disclaimers in documents, advertising materials relating to an investment product which it is recommending to the client.